A CDS works like a fire-insurance policy: the holder pays a regular premium, but if the house burns down there is a big payoff.

一个信用违约互换就象一张火灾保险单：持有人定期支付保险费，但是假如房屋被烧毁，就有一笔大额偿付。

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By increasing the amount of your deductible, your insurance premium goes down.

通过增加你的扣除额，你的保费会下降。

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Some shareholders are hoping News Corp. will ultimately return to pay a premium to buy the remainder of the company after the scandal dies down.

有些股东希望新闻集团最终会在丑闻逐渐平息后重新支付溢价购买公司剩余股份。

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An individual mandate, however, would spread those premium costs across a larger, healthier population, thus keeping premium costs down.

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Families do this to save money by keeping their premium costs down for the remainder of the family that is healthy.

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The analysts are afraid of Geico and State Farm going for share of market and driving down premium rates.

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